Effective Date: Jan, 02nd 2025
Last Updated: May, 02nd 2025
Moreli Business Services LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and financial information of our clients. This Privacy Policy explains how we collect, use, share, and safeguard your information when you engage our services or visit our website.
1. Scope of This Policy
This policy applies to all clients, website visitors, and service recipients located in the United States, particularly in Arizona, California and the rest of the US territory and covers all data collected online and offline in the course of providing our accounting, bookkeeping, and tax services.
2. Information We Collect
- Personal Identifiers: Full name, Email address, Phone number, Mailing address, EIN or SSN
- Financial Information: Banking and transaction records, Tax documents and filings, Income and expense data, Accounting system credentials or exported data
- Technical and Usage Data: IP address, browser type, access times, Cookie identifiers and analytics data
- Communication Records: Emails, phone call notes, meeting records, Chat transcripts and client-submitted documents
3. How We Use Your Information
- To provide bookkeeping, tax preparation, and budgeting services
- To communicate with you about your account or services
- To generate financial reports and tax filings
- To maintain compliance with federal and state tax and accounting laws
- To improve our services and troubleshoot issues
- To protect against fraud or unauthorized access
4. Legal Basis for Processing
We collect and process your data under one or more of the following legal bases:
- Consent – When you give explicit permission
- Contract – When processing is necessary to fulfill our agreement
- Legal Obligation – To comply with IRS, state tax, and anti-fraud requirements
- Legitimate Interest – To improve service and ensure data security
5. Data Sharing and Disclosure
We do not sell your personal or financial information. We only share your data as follows:
- With tax authorities (IRS, state agencies) to file returns and respond to audits
- With our trusted third-party service providers (e.g., secure file storage, e-signature platforms)
- With legal counsel or law enforcement when legally required
- With your explicit written consent for any other disclosure
6. How We Protect Your Information
We employ the following safeguards:
- Secure cloud storage with encryption-at-rest and in-transit
- Role-based access controls
- Regular software updates and malware protection
- Confidentiality agreements with staff and contractors
- Secure destruction of physical records
7. Data Retention Policy
We retain your personal and financial data for a minimum of 7 years or as required by federal and state tax laws. After the retention period, your data is securely deleted or destroyed.
8. Your Rights & Choices
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction or deletion of inaccurate data
- Object to or restrict certain types of processing
- Request a copy of your data in a portable format
- Withdraw consent at any time (if consent was given)
To exercise any of these rights, contact us at:
📧 info@moreliconsulting.com
📞 602-821-0694
9. California Privacy Rights (CCPA Compliance)
If you are a resident of California, you may have additional rights under the California Consumer Privacy Act (CCPA), including:
- The right to know what personal data we collect and why
- The right to request deletion of your data
- The right to opt out of the sale (we do not sell personal data)
- The right to non-discrimination when exercising your privacy rights
We honor browser "Do Not Track" signals to the extent required by law.
10. Children's Privacy
Our services are intended for adults. We do not knowingly collect data from individuals under the age of 13.
11. Changes to This Policy
We may update this policy periodically. Any material changes will be posted on our website with a revised "Effective Date."
